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Compliance program

Every store, read every 8 hours.

As merchant of record we answer for every sale on every store we serve. So we review each storefront before its first sale and scan it again every eight hours after, against one published set of rules. Findings go to the merchant with the exact page and the exact change needed.

First scan
Before the first sale
Then
Every 8 hours, for as long as the store is live
Severities
Critical 48 h · Warning 7 days · Info
Evidence
Screenshots and page snapshots, archived per scan
Contact
compliance@zonipay.com
01 When we scan

Before the first sale. Then on a clock.

A store cannot take a payment until its storefront has passed review. After launch, the scanner returns three times a day, every day.

Phase 1 · Onboarding
Application received
Business, owners and bank verified
Storefront review scan
Findings fixed, rescan passes
First sale allowed
Phase 2 · Live, one example day (UTC)
00:0006:0012:0018:0024:00
Scan
Scan
Scan

Eight hours between scans. Exact times differ from store to store. A new finding is emailed as soon as the scan that found it completes.

02 What we check

The full list, with severity.

The scanner reads your store as a signed-out visitor, as a signed-in customer and at checkout. The severity shown is the usual one; each finding email states the severity of that finding.

CheckWhat passesWhere we lookUsual severity
Access
Login wallCatalog, prices and cart visible only to signed-in customers.Signed-out pagesCritical
Closed product feedsNo public product feeds, catalog endpoints or shopping feeds that expose products or prices.Feeds, sitemapsCritical
Age gateVisitors confirm they are 21 or older before entering.Entry pagesCritical
Presentation
Research-use statementsA research-use-only statement on every product page and in the site footer.Products, footerWarning
No claimsNo dosing, health, weight, anti-aging, performance or therapeutic claims.Text, images, URLs, SEO titlesCritical
Product namesNo name that borrows the brand of an approved medicine.Names, URLs, titlesCritical
Product formLyophilized vials and reference forms only. No capsules, sprays or ready-to-inject products.Products, imagesCritical
Certificates of analysisA certificate of analysis available for each product.Product pagesWarning
Checkout
Buyer attestationResearch-use attestation at checkout, mandatory and not pre-ticked.CheckoutCritical
SSL and checkout domainValid certificate on the store and on the checkout subdomain, which resolves correctly.Store, checkoutCritical
Business information
Policy pagesRefund, privacy, terms, shipping and contact pages present and reachable.Footer, policiesWarning
Consistent legal nameThe same legal business name across every policy and contact page.Policies, contactWarning
Changes since last scanNoted for context: new products, edited pages, changed policies.Whole siteInfo

The rules in full are in our compliance policy. A practical walk-through: storefront compliance checklist.

03 Example reports

What a scan returns.

Each scan produces a report with a score and a line per check. These three are illustrations of a clean store, a store with warnings, and a store with a critical finding.

harborlabsupply.com
Scan 06:00 UTC · 14 checks
100/100
Login wall and closed feedsPass
Research-use statementsPass
Claims, names and formsPass
Attestation and age gatePass
No action needed. Next scan 14:00 UTC.
northfieldlabs.com
Scan 14:00 UTC · 14 checks
88/100
Login wall and closed feedsPass
Certificate of analysisMissing on 1 new productWarning
Legal nameDiffers on the shipping pageWarning
Attestation and age gatePass
Emailed with both pages. 7 days to correct.
meridianreagents.com
Scan 22:00 UTC · 14 checks
64/100
Login wall and closed feedsPass
No claimsDosing wording in 1 SEO title and 1 URLCritical
Research-use statementsPass
Attestation and age gatePass
Emailed with the exact page. 48 hours to correct, or payments can be paused.
04 When we find something

A precise email, a clear deadline.

You never get a vague warning. Each finding names the page, quotes what we found, and says what to change. When you have fixed it, reply or wait for the next scan to confirm.

Critical
48hours

To correct the finding. If it is still open after 48 hours, payments can be paused until it is fixed.

Warning
7days

To correct the finding. Open warnings are followed up by our compliance team until they are resolved.

Info
Nonedeadline

Context for you and for us, such as new products since the last scan. No action required.

From finding to fix.

  1. Found

    The scan records the page, a screenshot and a snapshot of its HTML.

  2. Emailed

    To your account contacts, with severity, page, quote and the change needed. A compliance.finding webhook is sent if you use the API.

  3. Fixed

    You edit the page. Most findings are wording and take minutes.

  4. Confirmed

    The next scan checks the page again and closes the finding.

From compliance@zonipay.com1 critical finding on meridianreagents.comScan 22:00 UTC · fix within 48 hours
Our latest scan found an issue that must be corrected.
Severity
Critical
Check
No claims
Page
/products/reference-peptide-10mg
Found in
SEO title: "Reference peptide 10 mg, dosing guide"
Change
Remove dosing wording, for example: "Reference peptide 10 mg, lyophilized, research use only"
Evidence for this scan is in your dashboard under Compliance. Questions: reply to this email.
ScanTime (UTC)EvidenceResult
scn_8F2ANov 04, 22:0041 screenshots41 snapshots1 crit
scn_8E91Nov 04, 14:0041 screenshots41 snapshotsPass
scn_8D07Nov 04, 06:0040 screenshots40 snapshotsPass
scn_8C3BNov 03, 22:0040 screenshots40 snapshots1 warn
05 Evidence archive

Every scan, on file.

For each scan we keep screenshots and page snapshots of what the scanner saw. That record shows what the store looked like at a given time, which matters to you, to us and to the card networks.

  • Screenshots and HTML snapshots stored per scan
  • Findings linked to the exact capture they came from
  • Available to you in your dashboard
06 Buyer screening

The other side of the counter.

Rules for stores are half the job. Every order also passes checks on the buyer.

Age

21 or older

An age gate on the store and a confirmation at checkout.

Use

Research only

A mandatory attestation, never pre-ticked, stored with the order.

Orders

Screened

We can block buyers, or regions where sales are restricted.

Sanctions

Checked

No sales to sanctioned persons or countries.

What buyers agree to: buyer terms. Help for buyers: buyers.

07 Who we accept

Accepted and declined, said plainly.

Accepted

  • Lyophilized research peptides sold as reference materials
  • Analytical standards and reagents
  • Laboratory consumables
  • Registered businesses selling to laboratories, institutions, businesses and qualified researchers aged 21+

Declined

  • Products marketed for human consumption, injection or dosing
  • Prescription medicines and controlled substances
  • Anabolic steroids, SARMs and growth hormone
  • Kratom and 7-OH, nicotine
  • Anything with health, weight-loss, anti-aging or performance claims
  • Product names that borrow approved-medicine brands
  • Sales to minors, or resale for human use
  • Unregistered businesses, sanctioned persons or countries
08 The rules in writing

Read the policies.

The scanner enforces what these documents say. If something is unclear, write to compliance@zonipay.com.

09 Questions

About compliance.

Will a finding stop my payments straight away?

No. A critical finding gives you 48 hours to correct it. Payments can be paused only if it is still open after that, and resume once the fix is confirmed.

Do you scan pages behind my login?

Yes. During onboarding you give us a customer account for the scanner, so it can check product pages, certificates and checkout as a signed-in buyer would.

Can I ask for a rescan after fixing something?

Reply to the finding email and tell us what you changed. Otherwise the next scheduled scan, at most eight hours later, checks it.

What if I disagree with a finding?

Reply with your reasons. A person reviews it against the compliance policy and answers you.

10 Apply

Ready for review?

Apply, and we scan your storefront as part of review. If changes are needed, you get the list.